Vanuatu: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 14.75 percent as of Q3 2025, no change compared to the previous value of 14.75 percent. Historically, the average for Vanuatu from Q1 2003 to Q3 2025 is 15.81 percent. The minimum of 10.8 percent was recorded in Q1 2013, while the maximum of 20.55 percent was reached in Q2 2018.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Reserve Bank of Vanuatu
| Recent values | Vanuatu: Mortgage credit interest rate, percent |
|---|---|
| 2025  Q3 | 14.75 |
| 2025  Q2 | 14.75 |
| 2025  Q1 | 14.75 |
| 2024  Q4 | 14.75 |
| 2024  Q3 | 16.25 |
| 2024  Q2 | 16.25 |
| 2024  Q1 | 16.25 |
| 2023  Q4 | 16.35 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 11.2 | 2023 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 109.4335 | 6/2018 | Local Currency Units per USD |
| Money supply (broad money) | 141.00 | 12/2025 | billion |
| Consumer Price Index (CPI) | 206.2000 | Q1/2024 | index points |
| Inflation, monthly | 0.29 | Q1/2024 | percent |
| Inflation, annual | 5.31 | Q1/2024 | percent |
| Private sector credit | 75.47 | 12/2025 | billion |
| Business credit | 35.82 | 12/2025 | billion |
| Household credit | 39.65 | 12/2025 | billion |
| Deposit interest rate | 1.90 | Q3/2025 | percent |
| Business credit interest rate | 15.17 | Q3/2025 | percent |
| Mortgage credit interest rate | 14.75 | Q3/2025 | percent |