Uzbekistan: Real interest rate

* indicates monthly or quarterly data series
 Uzbekistan

Real interest rate: Bank lending rate minus inflation

 Latest value 8.59
 Year 2024
 Measure percent
 Data availability 2013 - 2024
 Average 3.26
 Min - Max -13.69 - 10.61
 Source The International Monetary Fund
 Available for Data download
The latest value from 2024 is 8.59 percent, an increase from 7.32 percent in 2023. In comparison, the world average is 4.61 percent, based on data from 82 countries. Historically, the average for Uzbekistan from 2013 to 2024 is 3.26 percent. The minimum value, -13.69 percent, was reached in 2017 while the maximum of 10.61 percent was recorded in 2020. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Uzbekistan: Real interest rate
 2024 8.59
 2023 7.32
 2022 6.36
 2021 6.80
 2020 10.61
 2019 5.13
 2018 -4.70
 2017 -13.69




Definition: An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 6.03 2020 interest rate points
 Bank cost to income ratio 42.27 2021 percent
 Non-performing loans 3.89 2024 percent
 Bank overhead cost 2.63 2021 percent
 Net interest margin 4.41 2021 percent
 Bank credit to deposits 236.96 2021 percent
 Regulatory capital to risk-weighted assets 18.36 2020 percent
 Return on assets 0.81 2021 percent
 Return on equity 5.22 2021 percent
 Banking system z-scores 11.21 2021 index points
 Liquid assets to deposits 32.40 2021 percent
 Banking system capital to assets 13.15 2020 percent
 Non-interest income to total income 39.43 2021 percent
 Lending interest rate 23.13 2024 percent
 Real interest rate 8.59 2024 percent
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