United Kingdom: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 United Kingdom

Bank lending-deposit interest rate spread

 Latest value 2.75
 Year 1998
 Measure interest rate points
 Data availability 1980 - 1998
 Average 2.03
 Min - Max 0.46 - 2.93
 Source The International Monetary Fund
For that indicator, we provide data for the United Kingdom from 1980 to 1998. The average value for the United Kingdom during that period was 2.03 interest rate points with a minimum of 0.46 interest rate points in 1985 and a maximum of 2.93 interest rate points in 1997. The latest value from 1998 is 2.75 interest rate points. For comparison, the world average in 1998 based on 92 countries is 9.91 interest rate points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
United Kingdom - Lending-deposit interest rate spread - Recent values chart

Historical chart
United Kingdom - Lending-deposit interest rate spread - historical chart - 1980-1998




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 2.75 1998 interest rate points
 Bank cost to income ratio 63.92 2021 percent
 Non-performing loans 0.97 2022 percent
 Bank overhead cost 1.39 2021 percent
 Net interest margin 1.84 2021 percent
 Regulatory capital to risk-weighted assets 21.57 2020 percent
 Return on assets 0.77 2021 percent
 Return on equity 8.42 2021 percent
 Banking system z-scores 18.11 2021 index points
 Liquid assets to deposits 58.05 2021 percent
 Banking system capital to assets 6.87 2020 percent
 Non-interest income to total income 26.53 2021 percent
 Lending interest rate 0.50 2014 percent
 Real interest rate -0.81 2014 percent
 Legal rights 7.00 2020 points
 Credit information sharing 8.00 2019 points
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