United Kingdom: Bank cost to income ratio

* indicates monthly or quarterly data series
 United Kingdom

Bank cost to income ratio, in percent

 Latest value 63.92
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 62.73
 Min - Max 47.57 - 77.54
 Source Bankscope
 Available for Data download
The latest value from 2021 is 63.92 percent, a decline from 64.61 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for the United Kingdom from 2000 to 2021 is 62.73 percent. The minimum value, 47.57 percent, was reached in 2000 while the maximum of 77.54 percent was recorded in 2002. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values United Kingdom: Bank cost to income ratio
 2021 63.92
 2020 64.61
 2019 63.36
 2018 61.02
 2017 63.59
 2016 65.97
 2015 69.09
 2014 71.35




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 2.75 1998 interest rate points
 Bank cost to income ratio 63.92 2021 percent
 Non-performing loans 0.95 2025 percent
 Bank overhead cost 1.39 2021 percent
 Net interest margin 1.84 2021 percent
 Regulatory capital to risk-weighted assets 21.57 2020 percent
 Return on assets 0.77 2021 percent
 Return on equity 8.42 2021 percent
 Banking system z-scores 18.11 2021 index points
 Liquid assets to deposits 58.05 2021 percent
 Banking system capital to assets 6.87 2020 percent
 Non-interest income to total income 26.53 2021 percent
 Lending interest rate 0.50 2014 percent
 Real interest rate -1.08 2014 percent
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