USA: Percent people with bank accounts

* indicates monthly or quarterly data series
 USA

People with bank accounts, percent of the population over 14 years of age

 Latest value 94.95
 Year 2021
 Measure percent
 Data availability 2011 - 2021
 Average 92.40
 Min - Max 87.96 - 94.95
 Source The World Bank
The latest value from 2021 is 94.95 percent, an increase from 93.12 percent in 2017. In comparison, the world average is 65.76 percent, based on data from 121 countries. Historically, the average for the USA from 2011 to 2021 is 92.4 percent. The minimum value, 87.96 percent, was reached in 2011 while the maximum of 94.95 percent was recorded in 2021. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
USA - Percent people with bank accounts  - Recent values chart




Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).

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 Related indicators Latest Reference Measure
 ATMs per 100,000 adults 173.96 2009 ATMs per 100,000 adults
 Bank branches per 100,000 people 138.26 2021 bank branches
 Percent people with credit cards 66.70 2021 percent
 Percent people with debit cards 82.80 2021 percent
 Domestic credit to the private sector 216.56 2020 percent
 Bank credit to the private sector 49.83 2023 percent
 Liquid liabilities, percent of GDP 91.69 2020 percent
 Bank assets to GDP 74.17 2020 percent
 Financial system deposits, percent of GDP 101.22 2020 percent
 Bank credit to government 19.56 2020 percent
 Banking system concentration 38.40 2021 percent
 Foreign bank assets 11.00 2013 percent of total bank assets
 Percent people with bank accounts 94.95 2021 percent
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