USA: Household credit

* indicates monthly or quarterly data series
The most recent value is 4562.21 billion U.S. Dollar as of April 2025, an increase compared to the previous value of 4541.47 billion U.S. Dollar. Historically, the average for the USA from June 2004 to April 2025 is 3366.1 billion U.S. Dollar. The minimum of 2078.09 billion U.S. Dollar was recorded in July 2004, while the maximum of 4588.92 billion U.S. Dollar was reached in December 2024. Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion U.S. Dollar
  • Source: The Federal Reserve System of the USA

Recent values USA: Household credit, billion currency units
2025  Apr 4562.21
2025  Mar 4541.47
2025  Feb 4554.59
2025  Jan 4573.61
2024  Dec 4588.92
2024  Nov 4550.13
2024  Oct 4544.13
2024  Sep 4542.36


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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

 Related indicators Latest Reference Measure
 Inflation 4.1 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 1.0000 5/2025 Local Currency Units per USD
 Money supply (broad money) 21,925.30 3/2025 billion
 Consumer Price Index (CPI) 321.4650 5/2025 index points
 Inflation, monthly 0.21 5/2025 percent
 Inflation, annual 2.35 5/2025 percent
 Private sector credit 10,406.42 4/2025 billion
 Business credit 5,844.21 4/2025 billion
 Household credit 4,562.21 4/2025 billion
 Mortgage credit 2,627.22 4/2025 billion
 Consumer credit 1,934.99 4/2025 billion
 Business credit interest rate 7.50 3/2025 percent
 Mortgage credit interest rate 6.27 3/2025 percent
 Policy rate 4.38 4/2025 percent
 Household debt to GDP 70.50 9/2024 percent
 Debt service ratios for private non-financial sector 14.70 Q3/2024 percent
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