USA: Household credit
* indicates monthly or quarterly data series
The most recent value is 4562.21 billion U.S. Dollar as of April 2025, an increase compared to the previous value of 4541.47 billion U.S. Dollar. Historically, the average for the USA from June 2004 to April 2025 is 3366.1 billion U.S. Dollar. The minimum of 2078.09 billion U.S. Dollar was recorded in July 2004, while the maximum of 4588.92 billion U.S. Dollar was reached in December 2024.
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* indicates monthly or quarterly data series
- Measure: billion U.S. Dollar
- Source: The Federal Reserve System of the USA
| Recent values | USA: Household credit, billion currency units |
|---|---|
| 2025 Apr | 4562.21 |
| 2025 Mar | 4541.47 |
| 2025 Feb | 4554.59 |
| 2025 Jan | 4573.61 |
| 2024 Dec | 4588.92 |
| 2024 Nov | 4550.13 |
| 2024 Oct | 4544.13 |
| 2024 Sep | 4542.36 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.1 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 1.0000 | 5/2025 | Local Currency Units per USD |
| Money supply (broad money) | 21,925.30 | 3/2025 | billion |
| Consumer Price Index (CPI) | 321.4650 | 5/2025 | index points |
| Inflation, monthly | 0.21 | 5/2025 | percent |
| Inflation, annual | 2.35 | 5/2025 | percent |
| Private sector credit | 10,406.42 | 4/2025 | billion |
| Business credit | 5,844.21 | 4/2025 | billion |
| Household credit | 4,562.21 | 4/2025 | billion |
| Mortgage credit | 2,627.22 | 4/2025 | billion |
| Consumer credit | 1,934.99 | 4/2025 | billion |
| Business credit interest rate | 7.50 | 3/2025 | percent |
| Mortgage credit interest rate | 6.27 | 3/2025 | percent |
| Policy rate | 4.38 | 4/2025 | percent |
| Household debt to GDP | 70.50 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 14.70 | Q3/2024 | percent |