USA: Consumer credit

* indicates monthly or quarterly data series
The most recent value is 1934.99 billion U.S. Dollar as of April 2025, an increase compared to the previous value of 1920.1 billion U.S. Dollar. Historically, the average for the USA from January 2004 to April 2025 is 1233.43 billion U.S. Dollar. The minimum of 669.22 billion U.S. Dollar was recorded in March 2004, while the maximum of 1963.78 billion U.S. Dollar was reached in December 2024. Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion U.S. Dollar
  • Source: The Federal Reserve System of the USA

Recent values USA: Consumer credit, billion currency units
2025  Apr 1934.99
2025  Mar 1920.1
2025  Feb 1934.22
2025  Jan 1950.58
2024  Dec 1963.78
2024  Nov 1927.65
2024  Oct 1927.28
2024  Sep 1927.78


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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.

 Related indicators Latest Reference Measure
 Inflation 4.1 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 1.0000 5/2025 Local Currency Units per USD
 Money supply (broad money) 21,925.30 3/2025 billion
 Consumer Price Index (CPI) 321.4650 5/2025 index points
 Inflation, monthly 0.21 5/2025 percent
 Inflation, annual 2.35 5/2025 percent
 Private sector credit 10,406.42 4/2025 billion
 Business credit 5,844.21 4/2025 billion
 Household credit 4,562.21 4/2025 billion
 Mortgage credit 2,627.22 4/2025 billion
 Consumer credit 1,934.99 4/2025 billion
 Business credit interest rate 7.50 3/2025 percent
 Mortgage credit interest rate 6.27 3/2025 percent
 Policy rate 4.38 4/2025 percent
 Household debt to GDP 70.50 9/2024 percent
 Debt service ratios for private non-financial sector 14.70 Q3/2024 percent
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