USA: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 1934.99 billion U.S. Dollar as of April 2025, an increase compared to the previous value of 1920.1 billion U.S. Dollar. Historically, the average for the USA from January 2004 to April 2025 is 1233.43 billion U.S. Dollar. The minimum of 669.22 billion U.S. Dollar was recorded in March 2004, while the maximum of 1963.78 billion U.S. Dollar was reached in December 2024.
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* indicates monthly or quarterly data series
- Measure: billion U.S. Dollar
- Source: The Federal Reserve System of the USA
| Recent values | USA: Consumer credit, billion currency units |
|---|---|
| 2025 Apr | 1934.99 |
| 2025 Mar | 1920.1 |
| 2025 Feb | 1934.22 |
| 2025 Jan | 1950.58 |
| 2024 Dec | 1963.78 |
| 2024 Nov | 1927.65 |
| 2024 Oct | 1927.28 |
| 2024 Sep | 1927.78 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.1 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 1.0000 | 5/2025 | Local Currency Units per USD |
| Money supply (broad money) | 21,925.30 | 3/2025 | billion |
| Consumer Price Index (CPI) | 321.4650 | 5/2025 | index points |
| Inflation, monthly | 0.21 | 5/2025 | percent |
| Inflation, annual | 2.35 | 5/2025 | percent |
| Private sector credit | 10,406.42 | 4/2025 | billion |
| Business credit | 5,844.21 | 4/2025 | billion |
| Household credit | 4,562.21 | 4/2025 | billion |
| Mortgage credit | 2,627.22 | 4/2025 | billion |
| Consumer credit | 1,934.99 | 4/2025 | billion |
| Business credit interest rate | 7.50 | 3/2025 | percent |
| Mortgage credit interest rate | 6.27 | 3/2025 | percent |
| Policy rate | 4.38 | 4/2025 | percent |
| Household debt to GDP | 70.50 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 14.70 | Q3/2024 | percent |