USA: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 1892.21 billion U.S. Dollar as of June 2026, an increase compared to the previous value of 1880.14 billion U.S. Dollar. Historically, the average for the USA from January 2004 to June 2026 is 1263.83 billion U.S. Dollar. The minimum of 669.22 billion U.S. Dollar was recorded in March 2004, while the maximum of 1940.47 billion U.S. Dollar was reached in December 2024.
Click on the following link to see the values of: Consumer credit around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: billion U.S. Dollar
- Source: The Federal Reserve System of the USA
| Recent values | USA: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 1892.21 |
| 2026 May | 1880.14 |
| 2026 Apr | 1871.75 |
| 2026 Mar | 1859.27 |
| 2026 Feb | 1867 |
| 2026 Jan | 1884.25 |
| 2025 Dec | 1895.81 |
| 2025 Nov | 1858.48 |
Download data from our database
Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.9 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.0000 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 22,971.70 | 5/2026 | billion |
| Consumer Price Index (CPI) | 153.1500 | 6/2026 | index points |
| Inflation, monthly | -0.35 | 6/2026 | percent |
| Inflation, annual | 3.53 | 6/2026 | percent |
| Private sector credit | 10,606.55 | 6/2026 | billion |
| Business credit | 6,024.88 | 6/2026 | billion |
| Household credit | 4,581.67 | 6/2026 | billion |
| Mortgage credit | 2,689.46 | 6/2026 | billion |
| Consumer credit | 1,892.21 | 6/2026 | billion |
| Business credit interest rate | 6.75 | 6/2026 | percent |
| Mortgage credit interest rate | 6.17 | 6/2026 | percent |
| Policy rate | 3.63 | 6/2026 | percent |
| Household debt to GDP | 68.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 14.10 | Q4/2025 | percent |
| Bank deposits, total | 19,182.40 | 5/2026 | billion local currency units |