USA: Business credit interest rate
* indicates monthly or quarterly data series
The most recent value is 6.75 percent as of June 2026, no change compared to the previous value of 6.75 percent. Historically, the average for the USA from January 1960 to June 2026 is 7.04 percent. The minimum of 3.25 percent was recorded in January 2009, while the maximum of 20.5 percent was reached in August 1981.
Click on the following link to see the values of: Business credit interest rate around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: percent
- Source: Federal Reserve System of USA
| Recent values | USA: Business credit interest rate, percent |
|---|---|
| 2026 Jun | 6.75 |
| 2026 May | 6.75 |
| 2026 Apr | 6.75 |
| 2026 Mar | 6.75 |
| 2026 Feb | 6.75 |
| 2026 Jan | 6.75 |
| 2025 Dec | 6.83 |
| 2025 Nov | 7 |
Download data from our database
Definition: The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.9 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.0000 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 22,971.70 | 5/2026 | billion |
| Consumer Price Index (CPI) | 153.1500 | 6/2026 | index points |
| Inflation, monthly | -0.35 | 6/2026 | percent |
| Inflation, annual | 3.53 | 6/2026 | percent |
| Private sector credit | 10,606.55 | 6/2026 | billion |
| Business credit | 6,024.88 | 6/2026 | billion |
| Household credit | 4,581.67 | 6/2026 | billion |
| Mortgage credit | 2,689.46 | 6/2026 | billion |
| Consumer credit | 1,892.21 | 6/2026 | billion |
| Business credit interest rate | 6.75 | 6/2026 | percent |
| Mortgage credit interest rate | 6.17 | 6/2026 | percent |
| Policy rate | 3.63 | 6/2026 | percent |
| Household debt to GDP | 68.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 14.10 | Q4/2025 | percent |
| Bank deposits, total | 19,182.40 | 5/2026 | billion local currency units |