USA: Bank credit to deposits

* indicates monthly or quarterly data series
 USA

Bank credit as percent of bank deposits

 Latest value 53.91
 Year 2020
 Measure percent
 Data availability 1960 - 2020
 Average 75.78
 Min - Max 53.91 - 87.94
 Source The International Monetary Fund
For that indicator, we provide data for the USA from 1960 to 2020. The average value for the USA during that period was 75.78 percent with a minimum of 53.91 percent in 2020 and a maximum of 87.94 percent in 1979. The latest value from 2020 is 53.91 percent. For comparison, the world average in 2020 based on 155 countries is 86.77 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
USA - Bank credit to deposits - Recent values chart

Historical chart
USA - Bank credit to deposits - historical chart - 1960-2020




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

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 Net interest margin 2.77 2021 percent
 Bank credit to deposits 53.91 2020 percent
 Regulatory capital to risk-weighted assets 16.28 2020 percent
 Return on assets 1.59 2021 percent
 Return on equity 15.81 2021 percent
 Banking system z-scores 31.06 2021 index points
 Liquid assets to deposits 23.71 2021 percent
 Banking system capital to assets 11.02 2020 percent
 Non-interest income to total income 39.80 2021 percent
 Lending interest rate 3.25 2021 percent
 Real interest rate -1.28 2021 percent
 Legal rights 11.00 2019 points
 Credit information sharing 8.00 2019 points
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