USA: Real interest rate: Bank lending rate minus inflation: For that indicator, The International Monetary Fund provides data for the USA from 1961 to 2016. The average value for the USA during that period was 3.85 percent with a minumum of -1.28 percent in 1975 and a maximum of 8.72 percent in 1981. See the global rankings for that indicator or use the country comparator to compare trends over time.
Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.