USA: Non-performing loans as percent of all bank loans: For that indicator, The World Bank provides data for the USA from 2009 to 2016. The average value for the USA during that period was 2.94 percent with a minumum of 1.32 percent in 2016 and a maximum of 4.96 percent in 2009. See the global rankings for that indicator or use the country comparator to compare trends over time.
The percent non-performing loans in the USA reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in the USA and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.