Turkey: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 36.57 percent as of December 2025, a decline compared to the previous value of 37.7 percent. Historically, the average for Turkey from January 2002 to December 2025 is 20.79 percent. The minimum of 8.3 percent was recorded in June 2013, while the maximum of 58.45 percent was reached in January 2002.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of the Republic of Turkey
| Recent values | Turkey: Mortgage credit interest rate, percent |
|---|---|
| 2025 Dec | 36.57 |
| 2025 Nov | 37.7 |
| 2025 Oct | 37.75 |
| 2025 Sep | 38.12 |
| 2025 Aug | 39.56 |
| 2025 Jul | 41.9 |
| 2025 Jun | 43.23 |
| 2025 May | 43.56 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 34.9 | 2025 | percent |
| Exchange rate regimes | 5 | 2023 | index points |
| USD exchange rate | 47.0749 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 23,618.92 | 11/2025 | billion |
| Consumer Price Index (CPI) | 130.0000 | 6/2026 | index points |
| Inflation, monthly | 0.99 | 6/2026 | percent |
| Inflation, annual | 32.14 | 6/2026 | percent |
| Food and beverages inflation | 35.45 | 6/2026 | percent |
| Alcohol and tobacco inflation | 34.15 | 6/2026 | percent |
| Energy price inflation | 41.49 | 6/2026 | percent |
| Transport services inflation | 31.15 | 6/2026 | percent |
| Services inflation | 39.65 | 6/2026 | percent |
| Information and communication inflation | 25.57 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 31.61 | 6/2026 | percent |
| Health care inflation | 33.62 | 6/2026 | percent |
| Education services inflation | 50.60 | 4/2026 | percent |
| Clothing and footwear inflation | 9.66 | 4/2026 | percent |
| Housing inflation | 51.16 | 4/2026 | percent |
| Private sector credit | 20,523.13 | 6/2026 | billion |
| Business credit | 14,013.06 | 6/2026 | billion |
| Household credit | 6,510.07 | 6/2026 | billion |
| Mortgage credit | 623.78 | 1/2026 | billion |
| Consumer credit | 4,989.38 | 12/2025 | billion |
| Deposit interest rate | 41.49 | 12/2025 | percent |
| Business credit interest rate | 50.30 | 12/2025 | percent |
| Mortgage credit interest rate | 36.57 | 12/2025 | percent |
| Policy rate | 37.00 | 6/2026 | percent |
| Household debt to GDP | 10.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 26.90 | Q4/2025 | percent |
| Bank deposits, total | 25,740.28 | 5/2026 | billion local currency units |
| Bank deposits, local currency | 15,922.14 | 5/2026 | billion local currency units |
| Bank deposits, foreign currency | 9,818.14 | 5/2026 | billion local currency units |