Tonga: Lending interest rate

The latest value from 2025 is 7.56 percent, a decline from 7.76 percent in 2024. In comparison, the world average is 11.86 percent, based on data from 66 countries. Historically, the average for Tonga from 2012 to 2025 is 8.18 percent. The minimum value, 7.56 percent, was reached in 2025 while the maximum of 9.93 percent was recorded in 2012. See the global rankings or world map for that indicator or use the country comparator to compare trends over time.

The lending interest rate in Tonga shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.

Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.