Switzerland: Household credit
* indicates monthly or quarterly data series
The most recent value is 937.63 billion Swiss Franc as of September 2025, an increase compared to the previous value of 934.61 billion Swiss Franc. Historically, the average for Switzerland from June 1985 to September 2025 is 498.32 billion Swiss Franc. The minimum of 140.53 billion Swiss Franc was recorded in September 1985, while the maximum of 937.63 billion Swiss Franc was reached in September 2025.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Swiss Franc
- Source: Swiss National bank
| Recent values | Switzerland: Household credit, billion currency units |
|---|---|
| 2025 Sep | 937.63 |
| 2025 Aug | 934.61 |
| 2025 Jul | 932.24 |
| 2025 Jun | 929.41 |
| 2025 May | 926.97 |
| 2025 Apr | 924.07 |
| 2025 Mar | 921.55 |
| 2025 Feb | 919.37 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.1 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8035 | 11/2025 | Local Currency Units per USD |
| Money supply (broad money) | 1,203.02 | 10/2025 | billion |
| Consumer Price Index (CPI) | 107.5500 | 10/2025 | index points |
| Inflation, monthly | 0.00 | 10/2025 | percent |
| Inflation, annual | 0.07 | 10/2025 | percent |
| Private sector credit | 1,396.75 | 9/2025 | billion |
| Business credit | 459.12 | 9/2025 | billion |
| Household credit | 937.63 | 9/2025 | billion |
| Mortgage credit | 894.96 | 9/2025 | billion |
| Consumer credit | 42.68 | 9/2025 | billion |
| Deposit interest rate | 0.21 | 10/2025 | percent |
| Mortgage credit interest rate | 1.77 | 10/2025 | percent |
| Policy rate | 0.00 | 11/2025 | percent |
| Household debt to GDP | 125.30 | 3/2025 | percent |
| Debt service ratios for private non-financial sector | 20.90 | Q1/2025 | percent |