Switzerland: Real interest rate

* indicates monthly or quarterly data series
 Switzerland

Real interest rate: Bank lending rate minus inflation

 Latest value 1.82
 Year 2023
 Measure percent
 Data availability 2008 - 2023
 Average 2.48
 Min - Max 0.15 - 4.00
 Source The International Monetary Fund
The latest value from 2023 is 1.82 percent, an increase from 0.15 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for Switzerland from 2008 to 2023 is 2.48 percent. The minimum value, 0.15 percent, was reached in 2022 while the maximum of 4 percent was recorded in 2015. See the global rankings or world map for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Switzerland - Real interest rate - Recent values chart

Historical series
Switzerland - Real interest rate - historical chart - 2008-2023




Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 3.02 2020 interest rate points
 Bank cost to income ratio 94.50 2021 percent
 Non-performing loans 0.69 2022 percent
 Bank overhead cost 2.05 2021 percent
 Net interest margin 0.79 2021 percent
 Bank credit to deposits 100.66 2016 percent
 Regulatory capital to risk-weighted assets 19.69 2020 percent
 Return on assets 0.10 2021 percent
 Return on equity 1.31 2021 percent
 Banking system z-scores 15.34 2021 index points
 Liquid assets to deposits 55.17 2014 percent
 Banking system capital to assets 8.13 2020 percent
 Non-interest income to total income 70.96 2021 percent
 Lending interest rate 2.86 2023 percent
 Real interest rate 1.82 2023 percent
 Legal rights 6.00 2019 points
 Credit information sharing 7.00 2019 points
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