Spain: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 511.67 billion Euro as of December 2025, an increase compared to the previous value of 509.84 billion Euro. Historically, the average for Spain from March 2007 to December 2025 is 565.89 billion Euro. The minimum of 490.23 billion Euro was recorded in February 2024, while the maximum of 662.8 billion Euro was reached in December 2010.
Click on the following link to see the values of: Mortgage credit around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bank of Spain
| Recent values | Spain: Mortgage credit, billion currency units |
|---|---|
| 2025 Dec | 511.67 |
| 2025 Nov | 509.84 |
| 2025 Oct | 508.07 |
| 2025 Sep | 506.74 |
| 2025 Aug | 506.04 |
| 2025 Jul | 505.03 |
| 2025 Jun | 502.77 |
| 2025 May | 500.49 |
Download data from our database
Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8695 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,674.09 | 12/2025 | billion |
| Consumer Price Index (CPI) | 104.0600 | 6/2026 | index points |
| Inflation, monthly | 0.59 | 6/2026 | percent |
| Inflation, annual | 3.55 | 6/2026 | percent |
| Food and beverages inflation | 2.63 | 4/2026 | percent |
| Alcohol and tobacco inflation | 4.58 | 4/2026 | percent |
| Energy price inflation | 6.59 | 4/2026 | percent |
| Transport services inflation | 6.47 | 4/2026 | percent |
| Services inflation | 3.44 | 4/2026 | percent |
| Information and communication inflation | 0.28 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.67 | 4/2026 | percent |
| Health care inflation | 2.03 | 4/2026 | percent |
| Education services inflation | 2.61 | 4/2026 | percent |
| Clothing and footwear inflation | 1.42 | 4/2026 | percent |
| Housing inflation | 2.44 | 4/2026 | percent |
| Private sector credit | 1,164.83 | 12/2025 | billion |
| Business credit | 462.60 | 12/2025 | billion |
| Household credit | 702.24 | 12/2025 | billion |
| Mortgage credit | 511.67 | 12/2025 | billion |
| Consumer credit | 190.57 | 12/2025 | billion |
| Deposit interest rate | 1.67 | 12/2025 | percent |
| Business credit interest rate | 3.24 | 12/2025 | percent |
| Mortgage credit interest rate | 2.78 | 12/2025 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 42.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 11.80 | Q4/2025 | percent |
| Bank deposits, total | 1,668.47 | 5/2026 | local currency units |
| Bank deposits, local currency | 1,644.64 | 5/2026 | local currency units |
| Bank deposits, foreign currency | 23.82 | 5/2026 | local currency units |