Spain: Household credit
* indicates monthly or quarterly data series
The most recent value is 702.24 billion Euro as of December 2025, a decline compared to the previous value of 710.35 billion Euro. Historically, the average for Spain from December 2002 to December 2025 is 711.01 billion Euro. The minimum of 353.64 billion Euro was recorded in December 2002, while the maximum of 885.41 billion Euro was reached in June 2010.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bank of Spain
| Recent values | Spain: Household credit, billion currency units |
|---|---|
| 2025 Dec | 702.24 |
| 2025 Nov | 710.35 |
| 2025 Oct | 696.53 |
| 2025 Sep | 693.14 |
| 2025 Aug | 691.57 |
| 2025 Jul | 690.91 |
| 2025 Jun | 699.12 |
| 2025 May | 684.5 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8560 | 4/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,674.09 | 12/2025 | billion |
| Consumer Price Index (CPI) | 128.2800 | 12/2025 | index points |
| Inflation, monthly | 0.32 | 12/2025 | percent |
| Inflation, annual | 3.04 | 12/2025 | percent |
| Private sector credit | 1,164.83 | 12/2025 | billion |
| Business credit | 462.60 | 12/2025 | billion |
| Household credit | 702.24 | 12/2025 | billion |
| Mortgage credit | 511.67 | 12/2025 | billion |
| Consumer credit | 190.57 | 12/2025 | billion |
| Deposit interest rate | 1.67 | 12/2025 | percent |
| Business credit interest rate | 3.24 | 12/2025 | percent |
| Mortgage credit interest rate | 2.78 | 12/2025 | percent |
| Household debt to GDP | 43.00 | 9/2025 | percent |
| Debt service ratios for private non-financial sector | 11.80 | Q3/2025 | percent |