Spain: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 1.67 percent as of December 2025, no change compared to the previous value of 1.67 percent. Historically, the average for Spain from March 2003 to December 2025 is 1.6 percent. The minimum of 0.01 percent was recorded in February 2020, while the maximum of 5.07 percent was reached in October 2008.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank of Spain
| Recent values | Spain: Bank deposit interest rate, percent |
|---|---|
| 2025 Dec | 1.67 |
| 2025 Nov | 1.67 |
| 2025 Oct | 1.78 |
| 2025 Sep | 1.69 |
| 2025 Aug | 1.64 |
| 2025 Jul | 1.64 |
| 2025 Jun | 1.67 |
| 2025 May | 1.75 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8563 | 5/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,674.09 | 12/2025 | billion |
| Consumer Price Index (CPI) | 103.4300 | 5/2026 | index points |
| Inflation, monthly | 0.07 | 5/2026 | percent |
| Inflation, annual | 3.63 | 5/2026 | percent |
| Food and beverages inflation | 2.63 | 4/2026 | percent |
| Alcohol and tobacco inflation | 4.58 | 4/2026 | percent |
| Energy price inflation | 6.59 | 4/2026 | percent |
| Transport services inflation | 6.47 | 4/2026 | percent |
| Services inflation | 3.44 | 4/2026 | percent |
| Information and communication inflation | 0.28 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.67 | 4/2026 | percent |
| Health care inflation | 2.03 | 4/2026 | percent |
| Education services inflation | 2.61 | 4/2026 | percent |
| Clothing and footwear inflation | 1.42 | 4/2026 | percent |
| Housing inflation | 2.44 | 4/2026 | percent |
| Private sector credit | 1,164.83 | 12/2025 | billion |
| Business credit | 462.60 | 12/2025 | billion |
| Household credit | 702.24 | 12/2025 | billion |
| Mortgage credit | 511.67 | 12/2025 | billion |
| Consumer credit | 190.57 | 12/2025 | billion |
| Deposit interest rate | 1.67 | 12/2025 | percent |
| Business credit interest rate | 3.24 | 12/2025 | percent |
| Mortgage credit interest rate | 2.78 | 12/2025 | percent |
| Household debt to GDP | 43.00 | 9/2025 | percent |
| Debt service ratios for private non-financial sector | 11.80 | Q3/2025 | percent |