Spain: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 181.46 billion Euro as of December 2024, a decline compared to the previous value of 191.8 billion Euro. Historically, the average for Spain from March 2007 to December 2024 is 187.53 billion Euro. The minimum of 160.18 billion Euro was recorded in August 2015, while the maximum of 229.5 billion Euro was reached in November 2008.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bank of Spain
| Recent values | Spain: Consumer credit, billion currency units |
|---|---|
| 2024 Dec | 181.46 |
| 2024 Nov | 191.8 |
| 2024 Oct | 180.62 |
| 2024 Sep | 179.81 |
| 2024 Aug | 179.54 |
| 2024 Jul | 179.76 |
| 2024 Jun | 189.79 |
| 2024 May | 178.6 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.5 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 0.9603 | 2/2025 | Local Currency Units per USD |
| Money supply (broad money) | 1,591.74 | 12/2024 | billion |
| Consumer Price Index (CPI) | 124.8000 | 2/2025 | index points |
| Inflation, monthly | 0.39 | 2/2025 | percent |
| Inflation, annual | 2.89 | 2/2025 | percent |
| Private sector credit | 1,125.39 | 12/2024 | billion |
| Business credit | 449.09 | 12/2024 | billion |
| Household credit | 676.30 | 12/2024 | billion |
| Mortgage credit | 494.83 | 12/2024 | billion |
| Consumer credit | 181.46 | 12/2024 | billion |
| Deposit interest rate | 2.11 | 12/2024 | percent |
| Business credit interest rate | 4.00 | 12/2024 | percent |
| Mortgage credit interest rate | 3.32 | 12/2024 | percent |
| Household debt to GDP | 45.40 | 6/2024 | percent |
| Debt service ratios for private non-financial sector | 12.90 | Q2/2024 | percent |