Spain: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 182.98 billion Euro as of June 2026, an increase compared to the previous value of 181.33 billion Euro. Historically, the average for Spain from March 2007 to June 2026 is 187.48 billion Euro. The minimum of 160.18 billion Euro was recorded in August 2015, while the maximum of 229.5 billion Euro was reached in November 2008.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Bank of Spain
| Recent values | Spain: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 182.98 |
| 2026 May | 181.33 |
| 2026 Apr | 180.22 |
| 2026 Mar | 190.38 |
| 2026 Feb | 190.7 |
| 2026 Jan | 190.41 |
| 2025 Dec | 190.68 |
| 2025 Nov | 200.54 |
Download data from our database Other resources: All indicators for Spain All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.7 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,701.31 | 6/2026 | billion |
| Consumer Price Index (CPI) | 140.2870 | 7/2026 | index points |
| Inflation, monthly | 0.62 | 8/2026 | percent |
| Inflation, annual | 4.52 | 8/2026 | percent |
| Food and beverages inflation | 1.92 | 6/2026 | percent |
| Alcohol and tobacco inflation | 3.00 | 6/2026 | percent |
| Energy price inflation | 6.71 | 6/2026 | percent |
| Transport services inflation | 5.06 | 6/2026 | percent |
| Services inflation | 3.92 | 6/2026 | percent |
| Information and communication inflation | 2.14 | 7/2026 | percent |
| Restaurant and accommodation services inflation | 4.98 | 6/2026 | percent |
| Health care inflation | 2.09 | 6/2026 | percent |
| Education services inflation | 2.55 | 7/2026 | percent |
| Clothing and footwear inflation | -2.15 | 7/2026 | percent |
| Housing inflation | 2.50 | 7/2026 | percent |
| Private sector credit | 1,182.29 | 6/2026 | billion |
| Business credit | 477.79 | 6/2026 | billion |
| Household credit | 704.50 | 6/2026 | billion |
| Mortgage credit | 521.52 | 6/2026 | billion |
| Consumer credit | 182.98 | 6/2026 | billion |
| Deposit interest rate | 1.93 | 6/2026 | percent |
| Business credit interest rate | 3.52 | 6/2026 | percent |
| Mortgage credit interest rate | 2.84 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 42.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 11.80 | Q4/2025 | percent |