Spain: Consumer credit

* indicates monthly or quarterly data series
The most recent value is 189.36 billion Euro as of June 2024, an increase compared to the previous value of 178.33 billion Euro. Historically, the average for Spain from March 2007 to June 2024 is 187.68 billion Euro. The minimum of 160.18 billion Euro was recorded in August 2015, while the maximum of 229.5 billion Euro was reached in November 2008. Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion Euro
  • Source: Bank of Spain

Recent values Spain: Consumer credit, billion currency units
2024  Jun 189.36
2024  May 178.33
2024  Apr 177.58
2024  Mar 176.98
2024  Feb 176.17
2024  Jan 176.96
2023  Dec 178.2
2023  Nov 188.27


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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.

 Related indicators Latest Reference Measure
 Inflation 3.5 2023 percent
 Exchange rate regimes 7 2021 index points
 USD exchange rate 0.9002 9/2024 Local Currency Units per USD
 Money supply (broad money) 1,549.10 6/2024 billion
 Consumer Price Index (CPI) 123.4400 9/2024 index points
 Inflation, monthly -0.08 9/2024 percent
 Inflation, annual 1.70 9/2024 percent
 Private sector credit 1,130.47 6/2024 billion
 Business credit 449.61 6/2024 billion
 Household credit 680.86 6/2024 billion
 Mortgage credit 491.50 6/2024 billion
 Consumer credit 189.36 6/2024 billion
 Deposit interest rate 2.63 6/2024 percent
 Business credit interest rate 4.75 6/2024 percent
 Mortgage credit interest rate 3.64 6/2024 percent
 Household debt to GDP 46.90 12/2023 percent
 Debt service ratios for private non-financial sector 13.40 Q4/2023 percent
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