Spain: Business credit interest rate

* indicates monthly or quarterly data series
The most recent value is 4.75 percent as of June 2024, a decline compared to the previous value of 4.91 percent. Historically, the average for Spain from June 2010 to June 2024 is 2.85 percent. The minimum of 1.29 percent was recorded in February 2022, while the maximum of 5.09 percent was reached in November 2023. Click on the following link to see the values of: Business credit interest rate around the world.
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* indicates monthly or quarterly data series

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  • Measure: percent
  • Source: Bank of Spain

Recent values Spain: Business credit interest rate, percent
2024  Jun 4.75
2024  May 4.91
2024  Apr 4.84
2024  Mar 4.91
2024  Feb 4.89
2024  Jan 4.9
2023  Dec 5.03
2023  Nov 5.09


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Definition: The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.

 Related indicators Latest Reference Measure
 Inflation 3.5 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 0.9178 10/2024 Local Currency Units per USD
 Money supply (broad money) 1,549.10 6/2024 billion
 Consumer Price Index (CPI) 123.8800 10/2024 index points
 Inflation, monthly 0.37 10/2024 percent
 Inflation, annual 1.80 10/2024 percent
 Private sector credit 1,119.32 9/2024 billion
 Business credit 447.12 9/2024 billion
 Household credit 672.20 9/2024 billion
 Mortgage credit 492.47 9/2024 billion
 Consumer credit 179.72 9/2024 billion
 Deposit interest rate 2.63 6/2024 percent
 Business credit interest rate 4.75 6/2024 percent
 Mortgage credit interest rate 3.64 6/2024 percent
 Household debt to GDP 46.00 3/2024 percent
 Debt service ratios for private non-financial sector 13.20 Q1/2024 percent
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