Spain: Bank cost to income ratio

* indicates monthly or quarterly data series
 Spain

Bank cost to income ratio, in percent

 Latest value 72.83
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 57.99
 Min - Max 42.83 - 72.83
 Source Bankscope
 Available for Data download
The latest value from 2021 is 72.83 percent, an increase from 63.63 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Spain from 2000 to 2021 is 57.99 percent. The minimum value, 42.83 percent, was reached in 2010 while the maximum of 72.83 percent was recorded in 2021. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Spain: Bank cost to income ratio
 2021 72.83
 2020 63.63
 2019 64.05
 2018 61.07
 2017 67.74
 2016 67.20
 2015 58.55
 2014 57.17




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Bank cost to income ratio 72.83 2021 percent
 Non-performing loans 2.58 2025 percent
 Bank overhead cost 1.23 2021 percent
 Net interest margin 0.91 2021 percent
 Bank credit to deposits 80.53 2021 percent
 Regulatory capital to risk-weighted assets 16.98 2020 percent
 Return on assets 0.44 2021 percent
 Return on equity 5.88 2021 percent
 Banking system z-scores 16.92 2021 index points
 Liquid assets to deposits 39.67 2021 percent
 Banking system capital to assets 6.50 2020 percent
 Non-interest income to total income 57.08 2021 percent
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