South Korea: Household credit
* indicates monthly or quarterly data series
The most recent value is 1391404.2 billion South Korean Won as of September 2025, an increase compared to the previous value of 1387925.3 billion South Korean Won. Historically, the average for South Korea from December 2001 to September 2025 is 828307.66 billion South Korean Won. The minimum of 273316.2 billion South Korean Won was recorded in December 2001, while the maximum of 1391404.2 billion South Korean Won was reached in September 2025.
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* indicates monthly or quarterly data series
- Measure: billion South Korean Won
- Source: Korean Economic Statistics System
| Recent values | South Korea: Household credit, billion currency units |
|---|---|
| 2025 Sep | 1391404.2 |
| 2025 Aug | 1387925.3 |
| 2025 Jul | 1382445.7 |
| 2025 Jun | 1377854 |
| 2025 May | 1369066.2 |
| 2025 Apr | 1362085.9 |
| 2025 Mar | 1354901.9 |
| 2025 Feb | 1350284.5 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.3 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1,315.7894 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,447,960.40 | 9/2025 | billion |
| Consumer Price Index (CPI) | 138.8402 | 5/2026 | index points |
| Inflation, monthly | 0.46 | 5/2026 | percent |
| Inflation, annual | 3.14 | 5/2026 | percent |
| Private sector credit | 3,495,947.50 | 9/2025 | billion |
| Business credit | 2,104,543.30 | 9/2025 | billion |
| Household credit | 1,391,404.20 | 9/2025 | billion |
| Mortgage credit | 771,084.90 | 12/2025 | billion |
| Consumer credit | 625,135.10 | 9/2025 | billion |
| Deposit interest rate | 2.90 | 11/2025 | percent |
| Business credit interest rate | 4.16 | 12/2025 | percent |
| Mortgage credit interest rate | 4.23 | 12/2025 | percent |
| Policy rate | 2.50 | 6/2026 | percent |
| Household debt to GDP | 88.60 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 19.60 | Q4/2025 | percent |