South Korea: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 625135.1 billion South Korean Won as of September 2025, an increase compared to the previous value of 624010.3 billion South Korean Won. Historically, the average for South Korea from December 2006 to September 2025 is 499413.94 billion South Korean Won. The minimum of 280253.1 billion South Korean Won was recorded in January 2007, while the maximum of 696169.6 billion South Korean Won was reached in November 2021.
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* indicates monthly or quarterly data series
- Measure: billion South Korean Won
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Economic Statistics System (South Korea)
| Recent values | South Korea: Consumer credit, billion currency units |
|---|---|
| 2025 Sep | 625135.1 |
| 2025 Aug | 624010.3 |
| 2025 Jul | 622501.1 |
| 2025 Jun | 622489.6 |
| 2025 May | 620053.3 |
| 2025 Apr | 617573 |
| 2025 Mar | 615529.5 |
| 2025 Feb | 614747.7 |
Download data from our database Other resources: All indicators for South Korea All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.1 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1,315.7894 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,447,960.40 | 9/2025 | billion |
| Consumer Price Index (CPI) | 138.6666 | 7/2026 | index points |
| Inflation, monthly | -0.18 | 7/2026 | percent |
| Inflation, annual | 2.79 | 7/2026 | percent |
| Private sector credit | 3,495,947.50 | 9/2025 | billion |
| Business credit | 2,104,543.30 | 9/2025 | billion |
| Household credit | 1,391,404.20 | 9/2025 | billion |
| Mortgage credit | 778,180.50 | 6/2026 | billion |
| Consumer credit | 625,135.10 | 9/2025 | billion |
| Deposit interest rate | 3.08 | 6/2026 | percent |
| Business credit interest rate | 4.27 | 6/2026 | percent |
| Mortgage credit interest rate | 4.36 | 6/2026 | percent |
| Policy rate | 2.75 | 7/2026 | percent |
| Household debt to GDP | 88.60 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 19.60 | Q4/2025 | percent |