South Africa: Household debt to GDP

* indicates monthly or quarterly data series
The most recent value is 33.7 percent as of December 2024, a decline compared to the previous value of 33.9 percent. Historically, the average for South Africa from March 2008 to December 2024 is 37.28 percent. The minimum of 33.7 percent was recorded in December 2024, while the maximum of 44.4 percent was reached in March 2008. Click on the following link to see the values of: Household debt to GDP around the world.
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* indicates monthly or quarterly data series

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  • Measure: percent
  • Source: The Bank for International Settlements

Recent values South Africa: Household debt to GDP, in percent
2024  Dec 33.7
2024  Sep 33.9
2024  Jun 34.1
2024  Jun 34.1
2024  Mar 34.5
2024  Mar 34.5
2023  Dec 34.5
2023  Dec 34.5


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Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.

 Related indicators Latest Reference Measure
 Inflation 6.1 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 17.8716 6/2025 Local Currency Units per USD
 Money supply (broad money) 4,481.75 3/2025 billion
 Consumer Price Index (CPI) 102.1000 5/2025 index points
 Inflation, monthly 0.20 5/2025 percent
 Inflation, annual 2.16 5/2025 percent
 Private sector credit 4,555.01 3/2025 billion
 Business credit 2,342.04 3/2025 billion
 Household credit 2,212.98 3/2025 billion
 Deposit interest rate 8.88 12/2024 percent
 Mortgage credit interest rate 11.25 11/2024 percent
 Policy rate 7.25 5/2025 percent
 Household debt to GDP 33.70 12/2024 percent
 Debt service ratios for private non-financial sector 8.40 Q4/2024 percent
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