South Africa: Household credit
* indicates monthly or quarterly data series
The most recent value is 2332.03 billion South African Rand as of June 2026, an increase compared to the previous value of 2322.85 billion South African Rand. Historically, the average for South Africa from January 1994 to June 2026 is 1047.66 billion South African Rand. The minimum of 140.13 billion South African Rand was recorded in January 1994, while the maximum of 2332.03 billion South African Rand was reached in June 2026.
Click on the following link to see the values of: Household credit around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: billion South African Rand
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: South African Reserve Bank
| Recent values | South Africa: Household credit, billion currency units |
|---|---|
| 2026 Jun | 2332.03 |
| 2026 May | 2322.85 |
| 2026 Apr | 2315.47 |
| 2026 Mar | 2310.57 |
| 2026 Feb | 2305.67 |
| 2026 Jan | 2288.07 |
| 2025 Dec | 2270.54 |
| 2025 Nov | 2265.57 |
Download data from our database Other resources: All indicators for South Africa All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 16.1825 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,889.29 | 6/2026 | billion |
| Consumer Price Index (CPI) | 219.2759 | 6/2026 | index points |
| Inflation, monthly | 0.75 | 6/2026 | percent |
| Inflation, annual | 4.98 | 6/2026 | percent |
| Alcohol and tobacco inflation | 3.56 | 6/2026 | percent |
| Transport services inflation | 12.50 | 6/2026 | percent |
| Information and communication inflation | 1.57 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 5.08 | 6/2026 | percent |
| Health care inflation | 3.64 | 6/2026 | percent |
| Education services inflation | 5.36 | 6/2026 | percent |
| Clothing and footwear inflation | 1.19 | 6/2026 | percent |
| Housing inflation | 4.13 | 6/2026 | percent |
| Private sector credit | 2,626.80 | 6/2026 | billion |
| Business credit | 2,626.80 | 6/2026 | billion |
| Household credit | 2,332.03 | 6/2026 | billion |
| Deposit interest rate | 8.12 | 12/2025 | percent |
| Mortgage credit interest rate | 11.25 | 11/2024 | percent |
| Policy rate | 7.00 | 7/2026 | percent |
| Household debt to GDP | 33.50 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 8.30 | Q4/2025 | percent |