South Africa: Bank cost to income ratio

The latest value from 2021 is 61.01 percent, a decline from 63.06 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for South Africa from 2000 to 2021 is 57.8 percent. The minimum value, 50.39 percent, was reached in 2008 while the maximum of 64.1 percent was recorded in 2004. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.