Singapore: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 1.32 percent as of December 2025, a decline compared to the previous value of 1.61 percent. Historically, the average for Singapore from January 2000 to December 2025 is 0.81 percent. The minimum of 0.29 percent was recorded in January 2012, while the maximum of 2.46 percent was reached in January 2000.
Click on the following link to see the values of: Deposit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Monetary Authority of Singapore
| Recent values | Singapore: Bank deposit interest rate, percent |
|---|---|
| 2025 Dec | 1.32 |
| 2025 Sep | 1.61 |
| 2025 Jun | 1.87 |
| 2025 Mar | 2.05 |
| 2024 Dec | 2.15 |
| 2024 Sep | 2.15 |
| 2024 Jun | 2.35 |
| 2024 Mar | 2.12 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.9 | 2025 | percent |
| Exchange rate regimes | 5 | 2023 | index points |
| USD exchange rate | 1.2911 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 892.40 | 6/2026 | billion |
| Consumer Price Index (CPI) | 135.8894 | 4/2026 | index points |
| Inflation, monthly | -0.34 | 4/2026 | percent |
| Inflation, annual | 1.76 | 4/2026 | percent |
| Private sector credit | 751.28 | 6/2026 | billion |
| Business credit | 389.17 | 6/2026 | billion |
| Household credit | 362.11 | 6/2026 | billion |
| Mortgage credit | 252.83 | 6/2026 | billion |
| Consumer credit | 109.28 | 6/2026 | billion |
| Deposit interest rate | 1.32 | 12/2025 | percent |
| Household debt to GDP | 44.00 | 12/2025 | percent |
| Bank deposits, total | 2,104.15 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 969.46 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 1,134.69 | 4/2026 | billion local currency units |