Seychelles: Bank credit to deposits

* indicates monthly or quarterly data series
 Seychelles

Bank credit as percent of bank deposits

 Latest value 34.67
 Year 2021
 Measure percent
 Data availability 1971 - 2021
 Average 42.55
 Min - Max 16.67 - 97.58
 Source The International Monetary Fund
The latest value from 2021 is 34.67 percent, a decline from 41.73 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for the Seychelles from 1971 to 2021 is 42.55 percent. The minimum value, 16.67 percent, was reached in 1993 while the maximum of 97.58 percent was recorded in 1978. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Seychelles - Bank credit to deposits - Recent values chart

Historical series
Seychelles - Bank credit to deposits - historical chart - 1971-2021




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

All articles



 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 8.13 2020 interest rate points
 Bank cost to income ratio 53.22 2020 percent
 Non-performing loans 5.45 2021 percent
 Bank overhead cost 2.52 2020 percent
 Net interest margin 3.82 2020 percent
 Bank credit to deposits 34.67 2021 percent
 Regulatory capital to risk-weighted assets 17.14 2020 percent
 Return on assets 0.54 2020 percent
 Return on equity 6.43 2020 percent
 Banking system z-scores 10.41 2020 index points
 Liquid assets to deposits 49.07 2020 percent
 Banking system capital to assets 7.98 2020 percent
 Non-interest income to total income 40.10 2020 percent
 Lending interest rate 9.53 2023 percent
 Real interest rate 10.56 2023 percent
 Legal rights 2.00 2019 points
 Credit information sharing 5.00 2019 points
This site uses cookies.
Learn more here


OK