
Senegal: Credit information sharing
* indicates monthly or quarterly data series
| Senegal |
Credit information sharing index, 0 (low) - 8 (high) |
|---|---|
| Latest value | 7.00 |
| Year | 2019 |
| Measure | points |
| Data availability | 2013 - 2019 |
| Average | 1.00 |
| Min - Max | 0.00 - 7.00 |
| Source | The World Bank |
The latest value from 2019 is 7 points, an increase from 0 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for Senegal from 2013 to 2019 is 1 points. The minimum value, 0 points, was reached in 2013 while the maximum of 7 points was recorded in 2019.
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* indicates monthly or quarterly data series
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When banks in Senegal make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Senegal ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Bank cost to income ratio | 63.43 | 2020 | percent |
| Bank overhead cost | 2.43 | 2020 | percent |
| Net interest margin | 1.63 | 2020 | percent |
| Bank credit to deposits | 82.60 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 16.70 | 2015 | percent |
| Return on assets | 1.07 | 2020 | percent |
| Return on equity | 10.73 | 2020 | percent |
| Banking system z-scores | 15.87 | 2020 | index points |
| Liquid assets to deposits | 14.27 | 2020 | percent |
| Banking system capital to assets | 8.50 | 2015 | percent |
| Non-interest income to total income | 35.72 | 2020 | percent |
| Lending interest rate | 5.14 | 2017 | percent |
| Real interest rate | 4.30 | 2016 | percent |
| Legal rights | 6.00 | 2019 | points |
| Credit information sharing | 7.00 | 2019 | points |