Sao Tome and Principe: Non-performing loans

The latest value from 2025 is 4.81 percent, a decline from 10.02 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for Sao Tome and Principe from 2024 to 2025 is 7.42 percent. The minimum value, 4.81 percent, was reached in 2025 while the maximum of 10.02 percent was recorded in 2024. See the global rankings for that indicator or use the country comparator to compare trends over time.

The percent non-performing loans in Sao Tome and Principe reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Sao Tome and Principe and, possibly, bank closures.