Sao Tome and Principe: Credit information sharing
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Sao Tome and Principe |
Credit information sharing index, 0 (low) - 8 (high) |
---|---|
Latest value | 5.00 |
Year | 2019 |
Measure | points |
Data availability | 2013 - 2019 |
Average | 5.00 |
Min - Max | 5.00 - 5.00 |
Source | The World Bank |
The latest value from 2019 is 5 points, unchanged from 5 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for Sao Tome and Principe from 2013 to 2019 is 5 points. The minimum value, 5 points, was reached in 2013 while the maximum of 5 points was recorded in 2013.
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Recent data
When banks in Sao Tome and Principe make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Sao Tome and Principe ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.
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Related indicators | Latest | Reference | Measure |
---|---|---|---|
Lending-deposit interest rate spread | 15.85 | 2020 | interest rate points |
Bank credit to deposits | 64.64 | 2020 | percent |
Lending interest rate | 17.90 | 2022 | percent |
Real interest rate | 1.38 | 2022 | percent |
Legal rights | 0.00 | 2019 | points |
Credit information sharing | 5.00 | 2019 | points |