San Marino: Banking system z-scores

* indicates monthly or quarterly data series
 San Marino

Banking system z-scores

 Latest value 11.20
 Year 2017
 Measure index points
 Data availability 2004 - 2017
 Average 10.85
 Min - Max 8.50 - 13.31
 Source Bankscope
The latest value from 2017 is 11.2 index points, an increase from 9.72 index points in 2016. In comparison, the world average is 17.25 index points, based on data from 161 countries. Historically, the average for San Marino from 2004 to 2017 is 10.85 index points. The minimum value, 8.5 index points, was reached in 2013 while the maximum of 13.31 index points was recorded in 2009. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
San Marino - Banking system z-scores - Recent values chart

Historical series
San Marino - Banking system z-scores - historical chart - 2004-2017




Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Bank cost to income ratio 85.46 2019 percent
 Non-performing loans 53.14 2022 percent
 Bank overhead cost 2.95 2017 percent
 Net interest margin 1.97 2017 percent
 Bank credit to deposits 81.78 2020 percent
 Return on assets 0.36 2017 percent
 Return on equity 4.39 2017 percent
 Banking system z-scores 11.20 2017 index points
 Liquid assets to deposits 35.98 2019 percent
 Non-interest income to total income 63.03 2019 percent
 Lending interest rate 5.63 2023 percent
 Real interest rate 1.01 2022 percent
 Legal rights 1.00 2019 points
 Credit information sharing 5.00 2019 points
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