
San Marino: Non-performing loans
* indicates monthly or quarterly data series
| San Marino |
Non-performing loans as percent of all bank loans |
|---|---|
| Latest value | 14.80 |
| Year | 2025 |
| Measure | percent |
| Data availability | 2009 - 2025 |
| Average | 37.79 |
| Min - Max | 6.90 - 61.12 |
| Source | The World Bank |
| Available for | Data download |
The latest value from 2025 is 14.8 percent, a decline from 16.87 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for San Marino from 2009 to 2025 is 37.79 percent. The minimum value, 6.9 percent, was reached in 2009 while the maximum of 61.12 percent was recorded in 2020.
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* indicates monthly or quarterly data series
| Recent values | San Marino: Non-performing loans |
|---|---|
| 2025 | 14.80 |
| 2024 | 16.87 |
| 2023 | 21.05 |
| 2022 | 53.14 |
| 2021 | 58.96 |
| 2020 | 61.12 |
| 2019 | 58.93 |
| 2018 | 50.67 |
The percent non-performing loans in San Marino reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in San Marino and, possibly, bank closures.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Bank cost to income ratio | 85.46 | 2019 | percent |
| Non-performing loans | 14.80 | 2025 | percent |
| Bank overhead cost | 2.95 | 2017 | percent |
| Net interest margin | 1.97 | 2017 | percent |
| Bank credit to deposits | 81.78 | 2020 | percent |
| Return on assets | 0.36 | 2017 | percent |
| Return on equity | 4.39 | 2017 | percent |
| Banking system z-scores | 11.20 | 2017 | index points |
| Liquid assets to deposits | 35.98 | 2019 | percent |
| Non-interest income to total income | 63.03 | 2019 | percent |
| Lending interest rate | 4.62 | 2025 | percent |
| Real interest rate | -1.60 | 2023 | percent |