San Marino: Non-performing loans

* indicates monthly or quarterly data series
 San Marino

Non-performing loans as percent of all bank loans

 Latest value 14.80
 Year 2025
 Measure percent
 Data availability 2009 - 2025
 Average 37.79
 Min - Max 6.90 - 61.12
 Source The World Bank
 Available for Data download
The latest value from 2025 is 14.8 percent, a decline from 16.87 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for San Marino from 2009 to 2025 is 37.79 percent. The minimum value, 6.9 percent, was reached in 2009 while the maximum of 61.12 percent was recorded in 2020. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values San Marino: Non-performing loans
 2025 14.80
 2024 16.87
 2023 21.05
 2022 53.14
 2021 58.96
 2020 61.12
 2019 58.93
 2018 50.67




The percent non-performing loans in San Marino reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in San Marino and, possibly, bank closures.

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 Related indicators Latest Reference Measure
 Bank cost to income ratio 85.46 2019 percent
 Non-performing loans 14.80 2025 percent
 Bank overhead cost 2.95 2017 percent
 Net interest margin 1.97 2017 percent
 Bank credit to deposits 81.78 2020 percent
 Return on assets 0.36 2017 percent
 Return on equity 4.39 2017 percent
 Banking system z-scores 11.20 2017 index points
 Liquid assets to deposits 35.98 2019 percent
 Non-interest income to total income 63.03 2019 percent
 Lending interest rate 4.62 2025 percent
 Real interest rate -1.60 2023 percent
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