Saint Lucia: Legal rights

* indicates monthly or quarterly data series
 Saint Lucia

Index of legal rights for creditors and borrowers (0 = weak to 12 = strong)

 Latest value 5.00
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 5.00
 Min - Max 5.00 - 5.00
 Source The World Bank
For that indicator, we provide data for Saint Lucia from 2013 to 2019. The average value for Saint Lucia during that period was 5 points with a minimum of 5 points in 2013 and a maximum of 5 points in 2013. The latest value from 2019 is 5 points. For comparison, the world average in 2019 based on 186 countries is 5.69 points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Saint Lucia - Legal rights - Recent values chart




The index of legal right for creditors and borrowers in Saint Lucia ranges from 0 (no rights) to 12 (strong rights). Stronger legal rights such as efficient bankruptcy procedures, rules for financial disclosure, clear property rights, etc. facilitate lending.
Definition: The strength of legal rights index measures whether certain features that facilitate lending exist within the appli­cable collateral and bankruptcy laws. The index ranges from 0 to 12 based on the methodology in the Doing Business 15-20 studies.

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 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 5.60 2020 interest rate points
 Bank cost to income ratio 55.84 2018 percent
 Non-performing loans 13.80 2021 percent
 Bank overhead cost 2.98 2018 percent
 Net interest margin 3.29 2018 percent
 Bank credit to deposits 93.14 2021 percent
 Return on assets 1.95 2018 percent
 Return on equity 23.13 2018 percent
 Banking system z-scores 4.90 2018 index points
 Liquid assets to deposits 33.67 2018 percent
 Non-interest income to total income 52.34 2018 percent
 Lending interest rate 6.51 2022 percent
 Real interest rate 2.12 2023 percent
 Legal rights 5.00 2019 points
 Credit information sharing 0.00 2019 points
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