Russia: Household credit
* indicates monthly or quarterly data series
The most recent value is 40009.54 billion Russian Rouble as of December 2025, an increase compared to the previous value of 39866.53 billion Russian Rouble. Historically, the average for Russia from December 2007 to December 2025 is 16351.56 billion Russian Rouble. The minimum of 3245.02 billion Russian Rouble was recorded in December 2007, while the maximum of 40014.71 billion Russian Rouble was reached in October 2024.
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* indicates monthly or quarterly data series
- Measure: billion Russian Rouble
- Source: Central Bank of the Russian Federation
| Recent values | Russia: Household credit, billion currency units |
|---|---|
| 2025 Dec | 40009.54 |
| 2025 Nov | 39866.53 |
| 2025 Oct | 39688.37 |
| 2025 Sep | 39364.19 |
| 2025 Aug | 39156.08 |
| 2025 Jul | 38830.09 |
| 2025 Jun | 38879.84 |
| 2025 May | 38867.51 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 8.4 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 74.0701 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 131,989.80 | 4/2026 | billion |
| Consumer Price Index (CPI) | 297.4585 | 5/2026 | index points |
| Inflation, monthly | 0.13 | 5/2026 | percent |
| Inflation, annual | 5.31 | 5/2026 | percent |
| Private sector credit | 122,502.67 | 12/2025 | billion |
| Business credit | 82,493.13 | 12/2025 | billion |
| Household credit | 40,009.54 | 12/2025 | billion |
| Mortgage credit | 20,839.42 | 12/2025 | billion |
| Consumer credit | 19,790.60 | 12/2025 | billion |
| Deposit interest rate | 15.49 | 12/2025 | percent |
| Business credit interest rate | 15.87 | 12/2025 | percent |
| Mortgage credit interest rate | 9.20 | 11/2019 | percent |
| Policy rate | 14.25 | 6/2026 | percent |
| Household debt to GDP | 21.40 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 21.00 | Q4/2025 | percent |
| Business credit in local currency | 75,210.15 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 8,126.26 | 3/2026 | billion local currency units |
| Household credit in local currency | 40,343.67 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 33.56 | 3/2026 | billion local currency units |
| Private credit in local currency | 115,553.82 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 8,159.82 | 3/2026 | billion local currency units |
| Bank deposits, total | 125,670.52 | 5/2026 | billion local currency units |
| Bank deposits, local currency | 113,622.04 | 5/2026 | billion local currency units |
| Bank deposits, foreign currency | 12,048.49 | 5/2026 | billion local currency units |