Romania: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 6.13 percent as of March 2026, a decline compared to the previous value of 6.17 percent. Historically, the average for Romania from January 2007 to March 2026 is 7.72 percent. The minimum of 4.2 percent was recorded in August 2021, while the maximum of 13.65 percent was reached in May 2010.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: National Bank of Romania
| Recent values | Romania: Mortgage credit interest rate, percent |
|---|---|
| 2026 Mar | 6.13 |
| 2026 Feb | 6.17 |
| 2026 Jan | 6.21 |
| 2025 Dec | 6.48 |
| 2025 Nov | 6.68 |
| 2025 Oct | 6.58 |
| 2025 Sep | 6.38 |
| 2025 Aug | 6.42 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.7 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 4.5566 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 793.63 | 4/2026 | billion |
| Consumer Price Index (CPI) | 107.6900 | 5/2026 | index points |
| Inflation, monthly | 0.69 | 5/2026 | percent |
| Inflation, annual | 9.74 | 5/2026 | percent |
| Food and beverages inflation | 7.30 | 4/2026 | percent |
| Alcohol and tobacco inflation | 7.60 | 4/2026 | percent |
| Energy price inflation | 21.10 | 4/2026 | percent |
| Transport services inflation | 14.00 | 4/2026 | percent |
| Information and communication inflation | 5.20 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 11.90 | 4/2026 | percent |
| Health care inflation | 7.80 | 4/2026 | percent |
| Education services inflation | 9.50 | 4/2026 | percent |
| Clothing and footwear inflation | 9.50 | 4/2026 | percent |
| Housing inflation | 43.80 | 4/2026 | percent |
| Private sector credit | 431.45 | 4/2026 | billion |
| Business credit | 221.87 | 4/2026 | billion |
| Household credit | 209.58 | 4/2026 | billion |
| Mortgage credit | 119.19 | 4/2026 | billion |
| Consumer credit | 90.39 | 4/2026 | billion |
| Deposit interest rate | 5.24 | 3/2026 | percent |
| Business credit interest rate | 8.61 | 3/2026 | percent |
| Mortgage credit interest rate | 6.13 | 3/2026 | percent |
| Policy rate | 6.50 | 5/2026 | percent |
| Business credit in local currency | 193.61 | 3/2026 | local currency units |
| Business credit in foreign currency | 14.56 | 3/2026 | local currency units |
| Household credit in local currency | 105.59 | 3/2026 | billion |
| Household credit in foreign currency | 114.15 | 3/2026 | local currency units |
| Private credit in local currency | 299.20 | 3/2026 | local currency units |
| Private credit in foreign currency | 128.71 | 3/2026 | local currency units |
| Bank deposits, total | 638.94 | 4/2026 | local currency units |
| Bank deposits, local currency | 434.95 | 4/2026 | local currency units |
| Bank deposits, foreign currency | 203.99 | 4/2026 | local currency units |