Romania: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Romania

Bank lending-deposit interest rate spread

 Latest value 4.56
 Year 2020
 Measure interest rate points
 Data availability 1993 - 2020
 Average 12.10
 Min - Max 4.56 - 43.90
 Source The International Monetary Fund
For that indicator, we provide data for Romania from 1993 to 2020. The average value for Romania during that period was 12.1 interest rate points with a minimum of 4.56 interest rate points in 2020 and a maximum of 43.9 interest rate points in 1993. The latest value from 2020 is 4.56 interest rate points. For comparison, the world average in 2020 based on 93 countries is 6.59 interest rate points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Romania - Lending-deposit interest rate spread - Recent values chart

Historical chart
Romania - Lending-deposit interest rate spread - historical chart - 1993-2020




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 4.56 2020 interest rate points
 Bank cost to income ratio 54.39 2021 percent
 Non-performing loans 3.35 2021 percent
 Bank overhead cost 2.11 2021 percent
 Net interest margin 3.04 2021 percent
 Bank credit to deposits 67.08 2021 percent
 Regulatory capital to risk-weighted assets 25.14 2020 percent
 Return on assets 1.63 2021 percent
 Return on equity 14.86 2021 percent
 Banking system z-scores 10.34 2021 index points
 Liquid assets to deposits 40.43 2021 percent
 Banking system capital to assets 10.33 2020 percent
 Non-interest income to total income 35.22 2021 percent
 Lending interest rate 7.76 2022 percent
 Real interest rate -4.94 2022 percent
 Legal rights 9.00 2020 points
 Credit information sharing 7.00 2019 points
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