Romania: Household credit in local currency
* indicates monthly or quarterly data series
The most recent value is 105.59 billion local currency units as of March 2026, an increase compared to the previous value of 104.85 billion local currency units. Historically, the average for Romania from January 2007 to March 2026 is 64.23 billion local currency units. The minimum of 22.67 billion local currency units was recorded in January 2007, while the maximum of 115.84 billion local currency units was reached in December 2024.
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* indicates monthly or quarterly data series
- Measure: billion local currency units
- Source: Banca Nationala a Romaniei
| Recent values | Romania: Household credit in billion local currency |
|---|---|
| 2026 Mar | 105.59 |
| 2026 Feb | 104.85 |
| 2026 Jan | 104.83 |
| 2025 Dec | 106.26 |
| 2025 Nov | 109.15 |
| 2025 Oct | 110.64 |
| 2025 Sep | 111.34 |
| 2025 Aug | 111.63 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
Includes credit issued only in local currency.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 7.2 | 2025 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 4.5811 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 803.87 | 6/2026 | billion |
| Consumer Price Index (CPI) | 107.6300 | 6/2026 | index points |
| Inflation, monthly | -0.06 | 6/2026 | percent |
| Inflation, annual | 9.21 | 6/2026 | percent |
| Food and beverages inflation | 7.30 | 4/2026 | percent |
| Alcohol and tobacco inflation | 7.60 | 4/2026 | percent |
| Energy price inflation | 21.10 | 4/2026 | percent |
| Transport services inflation | 14.00 | 4/2026 | percent |
| Information and communication inflation | 5.20 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 11.90 | 4/2026 | percent |
| Health care inflation | 7.80 | 4/2026 | percent |
| Education services inflation | 9.50 | 4/2026 | percent |
| Clothing and footwear inflation | 9.50 | 4/2026 | percent |
| Housing inflation | 43.80 | 4/2026 | percent |
| Private sector credit | 443.78 | 6/2026 | billion |
| Business credit | 230.47 | 6/2026 | billion |
| Household credit | 213.31 | 6/2026 | billion |
| Mortgage credit | 120.87 | 6/2026 | billion |
| Consumer credit | 92.44 | 6/2026 | billion |
| Deposit interest rate | 5.18 | 6/2026 | percent |
| Business credit interest rate | 8.52 | 6/2026 | percent |
| Mortgage credit interest rate | 6.03 | 6/2026 | percent |
| Policy rate | 6.50 | 7/2026 | percent |
| Business credit in local currency | 193.61 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 14.56 | 3/2026 | billion local currency units |
| Household credit in local currency | 105.59 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 114.15 | 3/2026 | billion local currency units |
| Private credit in local currency | 299.20 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 128.71 | 3/2026 | billion local currency units |
| Bank deposits, total | 638.94 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 434.95 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 203.99 | 4/2026 | billion local currency units |