Romania: Household credit
* indicates monthly or quarterly data series
The most recent value is 209.58 billion Romanian Leu as of April 2026, an increase compared to the previous value of 208.17 billion Romanian Leu. Historically, the average for Romania from January 2007 to April 2026 is 126.65 billion Romanian Leu. The minimum of 40.24 billion Romanian Leu was recorded in January 2007, while the maximum of 209.58 billion Romanian Leu was reached in April 2026.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Romanian Leu
- Source: National Bank of Romania
| Recent values | Romania: Household credit, billion currency units |
|---|---|
| 2026 Apr | 209.58 |
| 2026 Mar | 208.17 |
| 2026 Feb | 206.07 |
| 2026 Jan | 205.4 |
| 2025 Dec | 205.52 |
| 2025 Nov | 205.22 |
| 2025 Oct | 204.46 |
| 2025 Sep | 203.42 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.7 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 4.5566 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 793.63 | 4/2026 | billion |
| Consumer Price Index (CPI) | 107.6300 | 6/2026 | index points |
| Inflation, monthly | -0.06 | 6/2026 | percent |
| Inflation, annual | 9.21 | 6/2026 | percent |
| Food and beverages inflation | 7.30 | 4/2026 | percent |
| Alcohol and tobacco inflation | 7.60 | 4/2026 | percent |
| Energy price inflation | 21.10 | 4/2026 | percent |
| Transport services inflation | 14.00 | 4/2026 | percent |
| Information and communication inflation | 5.20 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 11.90 | 4/2026 | percent |
| Health care inflation | 7.80 | 4/2026 | percent |
| Education services inflation | 9.50 | 4/2026 | percent |
| Clothing and footwear inflation | 9.50 | 4/2026 | percent |
| Housing inflation | 43.80 | 4/2026 | percent |
| Private sector credit | 431.45 | 4/2026 | billion |
| Business credit | 221.87 | 4/2026 | billion |
| Household credit | 209.58 | 4/2026 | billion |
| Mortgage credit | 119.19 | 4/2026 | billion |
| Consumer credit | 90.39 | 4/2026 | billion |
| Deposit interest rate | 5.24 | 3/2026 | percent |
| Business credit interest rate | 8.61 | 3/2026 | percent |
| Mortgage credit interest rate | 6.13 | 3/2026 | percent |
| Policy rate | 6.50 | 6/2026 | percent |
| Business credit in local currency | 193.61 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 14.56 | 3/2026 | billion local currency units |
| Household credit in local currency | 105.59 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 114.15 | 3/2026 | billion local currency units |
| Private credit in local currency | 299.20 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 128.71 | 3/2026 | billion local currency units |
| Bank deposits, total | 638.94 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 434.95 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 203.99 | 4/2026 | billion local currency units |