Portugal: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 110.96 billion Euro as of December 2025, an increase compared to the previous value of 110.07 billion Euro. Historically, the average for Portugal from December 1997 to December 2025 is 87.3 billion Euro. The minimum of 24.09 billion Euro was recorded in December 1997, while the maximum of 114.51 billion Euro was reached in March 2011.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
- Source: European Central Bank
| Recent values | Portugal: Mortgage credit, billion currency units |
|---|---|
| 2025 Dec | 110.96 |
| 2025 Nov | 110.07 |
| 2025 Oct | 109.09 |
| 2025 Sep | 108.1 |
| 2025 Aug | 107.11 |
| 2025 Jul | 106.33 |
| 2025 Jun | 105.34 |
| 2025 May | 104.8 |
Download data from our database Other resources: All indicators for Portugal All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.3 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 233.70 | 12/2020 | billion |
| Consumer Price Index (CPI) | 104.0900 | 8/2026 | index points |
| Inflation, monthly | 0.32 | 8/2026 | percent |
| Inflation, annual | 3.57 | 8/2026 | percent |
| Food and beverages inflation | 2.24 | 7/2026 | percent |
| Alcohol and tobacco inflation | 2.60 | 7/2026 | percent |
| Energy price inflation | 8.67 | 7/2026 | percent |
| Transport services inflation | 5.49 | 6/2026 | percent |
| Services inflation | 4.19 | 6/2026 | percent |
| Information and communication inflation | -2.77 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 6.23 | 6/2026 | percent |
| Health care inflation | 2.51 | 6/2026 | percent |
| Education services inflation | 4.34 | 6/2026 | percent |
| Clothing and footwear inflation | -2.12 | 6/2026 | percent |
| Housing inflation | 5.26 | 7/2026 | percent |
| Private sector credit | 218.93 | 12/2025 | billion |
| Business credit | 74.15 | 12/2025 | billion |
| Household credit | 144.78 | 12/2025 | billion |
| Mortgage credit | 110.96 | 12/2025 | billion |
| Consumer credit | 33.81 | 12/2025 | billion |
| Deposit interest rate | 3.09 | 10/2023 | percent |
| Business credit interest rate | 5.01 | 6/2023 | percent |
| Mortgage credit interest rate | 3.99 | 6/2023 | percent |
| Policy rate | 3.25 | 12/1998 | percent |
| Household debt to GDP | 53.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |