Portugal: Household credit
* indicates monthly or quarterly data series
The most recent value is 144.78 billion Euro as of December 2025, an increase compared to the previous value of 143.6 billion Euro. Historically, the average for Portugal from December 1997 to December 2025 is 110.5 billion Euro. The minimum of 33.83 billion Euro was recorded in January 1998, while the maximum of 144.78 billion Euro was reached in December 2025.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: European Central Bank
| Recent values | Portugal: Household credit, billion currency units |
|---|---|
| 2025 Dec | 144.78 |
| 2025 Nov | 143.6 |
| 2025 Oct | 142.47 |
| 2025 Sep | 141.31 |
| 2025 Aug | 140.09 |
| 2025 Jul | 139.13 |
| 2025 Jun | 137.99 |
| 2025 May | 137.21 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.3 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8754 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 233.70 | 12/2020 | billion |
| Consumer Price Index (CPI) | 103.7600 | 7/2026 | index points |
| Inflation, monthly | -0.35 | 7/2026 | percent |
| Inflation, annual | 3.14 | 7/2026 | percent |
| Food and beverages inflation | 2.95 | 6/2026 | percent |
| Alcohol and tobacco inflation | 2.94 | 6/2026 | percent |
| Energy price inflation | 9.12 | 6/2026 | percent |
| Transport services inflation | 5.49 | 6/2026 | percent |
| Services inflation | 4.19 | 6/2026 | percent |
| Information and communication inflation | -2.77 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 6.23 | 6/2026 | percent |
| Health care inflation | 2.51 | 6/2026 | percent |
| Education services inflation | 4.33 | 4/2026 | percent |
| Clothing and footwear inflation | -2.12 | 6/2026 | percent |
| Housing inflation | 5.13 | 4/2026 | percent |
| Private sector credit | 218.93 | 12/2025 | billion |
| Business credit | 74.15 | 12/2025 | billion |
| Household credit | 144.78 | 12/2025 | billion |
| Mortgage credit | 110.96 | 12/2025 | billion |
| Consumer credit | 33.81 | 12/2025 | billion |
| Deposit interest rate | 3.09 | 10/2023 | percent |
| Business credit interest rate | 5.01 | 6/2023 | percent |
| Mortgage credit interest rate | 3.99 | 6/2023 | percent |
| Policy rate | 3.25 | 12/1998 | percent |
| Household debt to GDP | 53.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |