Portugal: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 32.98 billion Euro as of August 2025, an increase compared to the previous value of 32.81 billion Euro. Historically, the average for Portugal from December 1997 to August 2025 is 23.07 billion Euro. The minimum of 9.31 billion Euro was recorded in January 1998, while the maximum of 32.98 billion Euro was reached in August 2025.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: European Central Bank
| Recent values | Portugal: Consumer credit, billion currency units |
|---|---|
| 2025 Aug | 32.98 |
| 2025 Jul | 32.81 |
| 2025 Jun | 32.65 |
| 2025 May | 32.42 |
| 2025 Apr | 32.18 |
| 2025 Mar | 31.96 |
| 2025 Feb | 31.72 |
| 2025 Jan | 31.57 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.4 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8644 | 11/2025 | Local Currency Units per USD |
| Money supply (broad money) | 233.70 | 12/2020 | billion |
| Consumer Price Index (CPI) | 125.1700 | 11/2025 | index points |
| Inflation, monthly | -0.88 | 11/2025 | percent |
| Inflation, annual | 2.11 | 11/2025 | percent |
| Private sector credit | 214.02 | 8/2025 | billion |
| Business credit | 73.93 | 8/2025 | billion |
| Household credit | 140.09 | 8/2025 | billion |
| Mortgage credit | 107.11 | 8/2025 | billion |
| Consumer credit | 32.98 | 8/2025 | billion |
| Deposit interest rate | 3.09 | 10/2023 | percent |
| Business credit interest rate | 5.01 | 6/2023 | percent |
| Mortgage credit interest rate | 3.99 | 6/2023 | percent |
| Household debt to GDP | 53.60 | 3/2025 | percent |
| Debt service ratios for private non-financial sector | 13.00 | Q1/2025 | percent |