Philippines: Household credit
* indicates monthly or quarterly data series
The most recent value is 3038.98 billion Philippine Peso as of Q4 2025, an increase compared to the previous value of 2910.02 billion Philippine Peso. Historically, the average for the Philippines from Q1 2009 to Q4 2025 is 1113.74 billion Philippine Peso. The minimum of 280.67 billion Philippine Peso was recorded in Q2 2009, while the maximum of 3038.98 billion Philippine Peso was reached in Q4 2025.
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* indicates monthly or quarterly data series
- Measure: billion Philippine Peso
- Source: Central Bank of the Philippines
| Recent values | Philippines: Household credit, billion currency units |
|---|---|
| 2025 Q4 | 3038.98 |
| 2025 Q3 | 2910.02 |
| 2025 Q2 | 2802.84 |
| 2025 Q1 | 2682.62 |
| 2024 Q4 | 2607.15 |
| 2024 Q3 | 2454.03 |
| 2024 Q2 | 2362.1 |
| 2024 Q1 | 2265.87 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.2 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 59.5609 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 18,205.31 | 6/2025 | billion |
| Consumer Price Index (CPI) | 164.6786 | 12/2025 | index points |
| Inflation, monthly | 0.85 | 12/2025 | percent |
| Inflation, annual | 1.80 | 12/2025 | percent |
| Private sector credit | 12,962.73 | Q2/2025 | billion |
| Business credit | 10,174.77 | 7/2025 | billion |
| Household credit | 3,038.98 | Q4/2025 | billion |
| Mortgage credit | 1,105.21 | Q4/2025 | billion |
| Consumer credit | 1,640.92 | 6/2025 | billion |
| Deposit interest rate | 3.71 | 12/2025 | percent |
| Mortgage credit interest rate | 7.98 | 10/2025 | percent |
| Policy rate | 4.25 | 3/2026 | percent |