Peru: Mortgage credit interest rate

* indicates monthly or quarterly data series
The most recent value is 7.45 percent as of May 2025, a decline compared to the previous value of 7.46 percent. Historically, the average for Peru from December 2001 to May 2025 is 10.09 percent. The minimum of 6.6 percent was recorded in March 2022, while the maximum of 17.65 percent was reached in March 2002. Click on the following link to see the values of: Mortgage credit interest rate around the world.
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* indicates monthly or quarterly data series

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Recent values Peru: Mortgage credit interest rate, percent
2025  May 7.45
2025  Apr 7.46
2025  Mar 7.46
2025  Feb 7.45
2025  Jan 7.43
2024  Dec 7.42
2024  Nov 7.41
2024  Oct 7.4


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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.

 Related indicators Latest Reference Measure
 Inflation 6.5 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 3.6593 5/2025 Local Currency Units per USD
 Money supply (broad money) 359.79 3/2025 billion
 Consumer Price Index (CPI) 115.5992 5/2025 index points
 Inflation, monthly -0.05 5/2025 percent
 Inflation, annual 1.72 5/2025 percent
 Private sector credit 422.54 3/2025 billion
 Business credit 248.97 3/2025 billion
 Household credit 173.57 3/2025 billion
 Mortgage credit 71.25 3/2025 billion
 Consumer credit 102.33 3/2025 billion
 Deposit interest rate 4.51 5/2025 percent
 Business credit interest rate 6.93 5/2025 percent
 Mortgage credit interest rate 7.45 5/2025 percent
 Policy rate 4.75 4/2025 percent
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