Peru: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 4.2 percent as of September 2025, a decline compared to the previous value of 4.24 percent. Historically, the average for Peru from December 2017 to September 2025 is 4.32 percent. The minimum of 1.02 percent was recorded in August 2021, while the maximum of 7.73 percent was reached in July 2023.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Reserve Bank of Peru
| Recent values | Peru: Bank deposit interest rate, percent |
|---|---|
| 2025  Sep | 4.2 |
| 2025  Aug | 4.24 |
| 2025  Jul | 4.32 |
| 2025  Jun | 4.46 |
| 2025  May | 4.51 |
| 2025  Apr | 4.56 |
| 2025  Mar | 4.61 |
| 2025  Feb | 4.6 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.0 | 2024 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 3.4174 | 10/2025 | Local Currency Units per USD |
| Money supply (broad money) | 371.13 | 9/2025 | billion |
| Consumer Price Index (CPI) | 115.6280 | 10/2025 | index points |
| Inflation, monthly | -0.07 | 10/2025 | percent |
| Inflation, annual | 1.29 | 10/2025 | percent |
| Private sector credit | 439.28 | 9/2025 | billion |
| Business credit | 259.03 | 9/2025 | billion |
| Household credit | 180.25 | 9/2025 | billion |
| Mortgage credit | 73.84 | 9/2025 | billion |
| Consumer credit | 106.41 | 9/2025 | billion |
| Deposit interest rate | 4.20 | 9/2025 | percent |
| Business credit interest rate | 6.87 | 9/2025 | percent |
| Mortgage credit interest rate | 7.45 | 9/2025 | percent |
| Policy rate | 4.25 | 10/2025 | percent |