Panama: Real interest rate

* indicates monthly or quarterly data series
 Panama

Real interest rate: Bank lending rate minus inflation

 Latest value 4.64
 Year 2022
 Measure percent
 Data availability 1996 - 2022
 Average 5.82
 Min - Max 0.40 - 12.19
 Source The International Monetary Fund
The latest value from 2022 is 4.64 percent, a decline from 5.44 percent in 2021. In comparison, the world average is -0.44 percent, based on data from 94 countries. Historically, the average for Panama from 1996 to 2022 is 5.82 percent. The minimum value, 0.4 percent, was reached in 2008 while the maximum of 12.19 percent was recorded in 2000. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Panama - Real interest rate - Recent values chart

Historical series
Panama - Real interest rate - historical chart - 1996-2022




Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

All articles



 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 4.96 2020 interest rate points
 Bank cost to income ratio 53.65 2021 percent
 Non-performing loans 2.53 2022 percent
 Bank overhead cost 2.30 2021 percent
 Net interest margin 3.17 2021 percent
 Bank credit to deposits 144.94 2021 percent
 Regulatory capital to risk-weighted assets 15.71 2020 percent
 Return on assets 1.31 2021 percent
 Return on equity 11.85 2021 percent
 Banking system z-scores 40.39 2021 index points
 Liquid assets to deposits 38.82 2021 percent
 Banking system capital to assets 11.80 2020 percent
 Non-interest income to total income 32.65 2021 percent
 Lending interest rate 6.91 2022 percent
 Real interest rate 4.64 2022 percent
 Legal rights 8.00 2019 points
 Credit information sharing 8.00 2019 points
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