Pakistan: Bank cost to income ratio

* indicates monthly or quarterly data series
 Pakistan

Bank cost to income ratio, in percent

 Latest value 51.55
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 59.86
 Min - Max 46.01 - 86.74
 Source Bankscope
For that indicator, we provide data for Pakistan from 2000 to 2021. The average value for Pakistan during that period was 59.86 percent with a minimum of 46.01 percent in 2015 and a maximum of 86.74 percent in 2010. The latest value from 2021 is 51.55 percent. For comparison, the world average in 2021 based on 133 countries is 54.80 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Pakistan - Bank cost to income ratio - recent values

Historical chart
Pakistan - Bank cost to income ratio - historical chart - 2000-2021




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 3.28 2020 interest rate points
 Bank cost to income ratio 51.55 2021 percent
 Non-performing loans 7.31 2022 percent
 Bank overhead cost 1.92 2021 percent
 Net interest margin 3.25 2021 percent
 Bank credit to deposits 48.16 2021 percent
 Regulatory capital to risk-weighted assets 18.56 2020 percent
 Return on assets 1.59 2021 percent
 Return on equity 23.28 2021 percent
 Banking system z-scores 8.85 2021 index points
 Liquid assets to deposits 11.22 2021 percent
 Banking system capital to assets 7.24 2020 percent
 Non-interest income to total income 24.03 2021 percent
 Lending interest rate 8.67 2021 percent
 Real interest rate -1.45 2021 percent
 Legal rights 2.00 2020 points
 Credit information sharing 7.00 2019 points
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