Norway: Household credit
* indicates monthly or quarterly data series
The most recent value is 4110.59 billion Norwegian Krone as of January 2026, an increase compared to the previous value of 4101.69 billion Norwegian Krone. Historically, the average for Norway from January 1996 to January 2026 is 1923.14 billion Norwegian Krone. The minimum of 336.32 billion Norwegian Krone was recorded in January 1996, while the maximum of 4110.59 billion Norwegian Krone was reached in January 2026.
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* indicates monthly or quarterly data series
- Measure: billion Norwegian Krone
- Source: Statistics Norway
| Recent values | Norway: Household credit, billion currency units |
|---|---|
| 2026 Jan | 4110.59 |
| 2025 Dec | 4101.69 |
| 2025 Nov | 4095.08 |
| 2025 Oct | 4071.45 |
| 2025 Sep | 4053.33 |
| 2025 Aug | 4029.21 |
| 2025 Jul | 4014.46 |
| 2025 Jun | 3996.34 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.1 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 9.6121 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,412.83 | 12/2025 | billion |
| Consumer Price Index (CPI) | 102.9800 | 5/2026 | index points |
| Inflation, monthly | 0.18 | 5/2026 | percent |
| Inflation, annual | 3.08 | 5/2026 | percent |
| Food and beverages inflation | 6.56 | 4/2026 | percent |
| Alcohol and tobacco inflation | 3.52 | 4/2026 | percent |
| Energy price inflation | 3.58 | 4/2026 | percent |
| Transport services inflation | 2.38 | 4/2026 | percent |
| Services inflation | 3.30 | 4/2026 | percent |
| Information and communication inflation | 2.62 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 5.78 | 4/2026 | percent |
| Health care inflation | 3.40 | 4/2026 | percent |
| Education services inflation | 2.42 | 4/2026 | percent |
| Clothing and footwear inflation | 1.47 | 4/2026 | percent |
| Housing inflation | 3.83 | 4/2026 | percent |
| Private sector credit | 5,895.15 | 1/2026 | billion |
| Business credit | 1,784.57 | 1/2026 | billion |
| Household credit | 4,110.59 | 1/2026 | billion |
| Mortgage credit | 3,091.18 | 1/2026 | billion |
| Consumer credit | 1,019.41 | 1/2026 | billion |
| Deposit interest rate | 4.43 | 12/2025 | percent |
| Business credit interest rate | 6.21 | 12/2025 | percent |
| Mortgage credit interest rate | 5.10 | 12/2025 | percent |
| Policy rate | 4.25 | 5/2026 | percent |
| Household debt to GDP | 87.30 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 28.10 | Q4/2025 | percent |
| Bank deposits, total | 3,221.44 | 5/2026 | billion local currency units |