Nigeria: Credit information sharing

* indicates monthly or quarterly data series
 Nigeria

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 8.00
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 6.00
 Min - Max 0.00 - 8.00
 Source The World Bank
For that indicator, we provide data for Nigeria from 2013 to 2019. The average value for Nigeria during that period was 6 points with a minimum of 0 points in 2013 and a maximum of 8 points in 2017. The latest value from 2019 is 8 points. For comparison, the world average in 2019 based on 185 countries is 5.27 points. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent values chart
Nigeria - Credit information sharing - Recent values chart




When banks in Nigeria make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Nigeria ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.

Related articles

Banking crises



 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 9.00 2020 interest rate points
 Bank cost to income ratio 65.04 2021 percent
 Non-performing loans 4.01 2022 percent
 Bank overhead cost 2.71 2021 percent
 Net interest margin 3.61 2021 percent
 Bank credit to deposits 56.01 2021 percent
 Regulatory capital to risk-weighted assets 15.05 2020 percent
 Return on assets 1.41 2021 percent
 Return on equity 12.63 2021 percent
 Banking system z-scores 12.19 2021 index points
 Liquid assets to deposits 31.93 2021 percent
 Banking system capital to assets 6.26 2020 percent
 Non-interest income to total income 42.53 2021 percent
 Lending interest rate 12.33 2022 percent
 Real interest rate 0.92 2022 percent
 Legal rights 9.00 2019 points
 Credit information sharing 8.00 2019 points
This site uses cookies.
Learn more here


OK