Nicaragua: Banking system z-scores: For that indicator, Bankscope provides data for Nicaragua from 1996 to 2015. The average value for Nicaragua during that period was 9.88 index points with a minumum of 5.65 index points in 1998 and a maximum of 12.59 index points in 2015. See the global rankings for that indicator or use the country comparator to compare trends over time.
Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.